COSTS and PAYMENT OF A FUNERAL:

Deciding what the right funeral for your loved one is can be challenging. But at Hardings, our team is here to guide and help you make the right decisions for you and your family every step of the way.
We offer a full range of services to suit all budgets, and this is done in consultation and in person so that you can feel confident in the choices you have made.

The Funeral Account:

Every funeral invoice from Hardings Funerals is individualised. It will include our professional fee, and any goods purchased from us. The professional fee is reflective of the services a family has used, so it is a good idea to talk to your funeral director about the style of event you wish to plan to get a basic idea of costs. Alternatively, you may like to look at the scenarios that we have here on this page, and see if one will fit around the ideas you have and this may give you a loose indication of costs. As always, you are welcome to call us at the office 06 278 8633 to discuss costs at any time.

The range of services we can provide is not limited to the below list; we hope it will however give you an indication of just what might be included into a professional fee. We do not have set packages, nor will we try to make you fit into a funeral that does not suit you or your needs. We want to work with you in creating a funeral that is memorable for all the right reasons and this includes working to a budget if needed.

When looking at how a funeral home arrives at the cost of their Professional Service Fee it is important to ask what it does and does not include.

This list includes but is not limited to the following services:

  • Personal attendance to receive instructions from the family
  • Transferring the deceased into our care
  • Liaising with minister/celebrants, florists, organists, churches, or other venues
  • Liaising with medical authorities regarding medical certificates, cremation certificates and burial applications
  • Arranging funeral according to family’s instructions
  • Preparing and organising newspaper notices
  • Booking cemetery or crematorium
  • Use of vehicles for funeral service
  • Use of facilities for viewings
  • Service sheet preparation and photo manipulation
  • Photo presentation preparation and photo manipulation
  • Memorial book preparation
  • Preparation of the venue on the day of the funeral if required
  • Arranging catering and caterers

The funeral account also includes other accounts that we will pay on your behalf, such as cemetery or cremation fees, flowers, catering, newspaper notices and the like.

Because costs are paid on your behalf, we generally will send the account to the indicated recipient that you specified within ten working days from the funeral.

The due date for payment will be five weeks from the day the funeral invoice is sent.

An account finance charge is payable after the five weeks, but if you are concerned in any way about payment please contact us as soon as you are able.

Probate:

Probate is the procedure by which the courts recognise a will is authentic. The executers of the will must obtain probate from the court so that they have authority to deal with assets and liabilities of the person who has died, and to enable distribution of the estate in accordance with the will.

The registrar of the high court carries out probate after receiving an application from the executors. This task involves establishing that it was in fact the testator (maker of the will) who died that the will was properly signed and attested, and the executors have been appointed. For advice on estate matters we recommend that you contact your solicitor or an organisation such as the Public Trust.

WINZ Grant:

WINZ may be able to pay a one off grant of up to $2128.10 if the estate of the person who has died cannot pay their account. This money can be used for costs such as preparing the body for cremation or burial, or other compulsory fees. It is a means tested grant, which means how much help you receive, depends on your situation.

ACC Grant:

When someone close to you dies from an injury that ACC covers, the estate may be eligible for financial support. While the amount changes each year, as of 2020, it is currently $6471.17.

Other financial help is available from ACC when someone dies of injury, and we are here to help wherever we can.

Burial and Cremation Fees:

These fees are from the local council. You may check out the fees here – STDC and NPDC cremation

It is really important to us that every family we serve has a positive experience and that there is transparency around costs and that you know exactly how much it will cost you.


To help illustrate the potential costs involved in a funeral, we offer 5 examples of how the choices made can vary the cost.

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